https://www.sjmorganple.com/blog daily 0.75 2025-09-09 https://www.sjmorganple.com/blog/the-waiting-game-is-costing-you-more-than-you-realize monthly 0.5 2025-09-09 https://www.sjmorganple.com/blog/our-ceo-sonya-morgan-featured-in-inspiring-leadership-book monthly 0.5 2025-01-23 https://www.sjmorganple.com/blog/x4n8k63e9ynu5m0pcmhyvbtptasa4l monthly 0.5 2024-06-27 https://www.sjmorganple.com/blog/helping-your-adult-children-save-for-a-down-payment monthly 0.5 2024-06-20 https://www.sjmorganple.com/blog/blog-post-title-one-ndydz monthly 0.5 2020-10-27 https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/1603814197113-TT3TLY5MM39ZFHGHR3XK/20d683ad-26c0-427f-9856-4bb30aee1416-1-700x407.png Blog - Private Money Making an Impact https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/1603813955781-CMKB554M3LNB9HA7IRND/20170401_140903-1-700x407.jpg Blog - Private Money Making an Impact https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/1603814046841-RXCEUX2YELPE35RI7X4I/a4d888f8-d219-4205-85d8-2c28f758c6f8-700x407.png Blog - Private Money Making an Impact https://www.sjmorganple.com/blog/blog-post-title-two-3wjtm monthly 0.5 2020-10-27 https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/1603825072746-MJ92CEQ2SJ8VDAWNA7S8/SJMorgan_0131b2-400x403.jpg Blog - My Personal Experience with Investing in Real Estate Backed Notes Through a Self-Directed IR https://www.sjmorganple.com/home daily 1.0 2023-09-19 https://www.sjmorganple.com/what-we-offer daily 0.75 2022-08-16 https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/568febff-da06-48f5-8d88-a230235eb262/Untitled+design+%2857%29.png What We Offer - WHAT WE OFFER When traditional funding is not the answer, creative financing and private investment can be the best solution. This is the mission of SJ Morgan Private Lending Exchange – Matching borrowers with the best loans in the market for them. SJ Morgan is very diligent about matching the right loan with the right borrower. Our mortgage originators analyze the borrowers to find the very best loan to suit their personal needs. If you have need of funding for your project, apply now. We will review and analyze your opportunity and determine if we have an investor or loan that matches your project. https://www.sjmorganple.com/firstchoicemortgagesolutions daily 0.75 2023-09-12 https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/67aedf21-8a12-498c-b0ab-b2d39a019bd8/Untitled+design+%283%29.png 1st Choice Mortgage Solutions https://www.sjmorganple.com/privatemoney daily 0.75 2023-09-12 https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/87ce6c56-9842-4abf-833e-a8b3039b4c3c/Untitled+design+%286%29.png Private Money https://www.sjmorganple.com/flipping-homes daily 0.75 2023-09-12 https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/ad74aa19-7d27-40cd-a963-9736a9e3bec5/Untitled+design+%2810%29.png Flipping Homes https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/1603746656799-FQLUU4P6Q495RO9EHPLM/shutterstock_149586458.jpg Flipping Homes - Need Funds for Flipping? We have found that flippers have varied needs according to their current project portfolio and cash flow. Due to these varied needs we have an array of products that are utilized as needed by our flippers. Here are our flipping fund options. Straight Note. Depending on the flipping experience and history with our investors we offer straight notes based on the purchase price with down payments ranging from 35-20%. With a down payment the rate is typically 12% interest only with a 6 month guaranteed interest commitment. 100% purchase price loan is available to more experienced flippers. The note rate is typically 14% with a 6 month guaranteed interest commitment 100+% purchase loan is available for higher rates when repairs are minimal. https://www.sjmorganple.com/apply-now daily 0.75 2025-04-23 https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/87a008ac-862f-424e-90db-df0c2c368909/Untitled+%282+%C3%97+3+in%29.jpg Apply Now - Sonya Morgan (209) 518-9527 Broker/Owner BRE#01258854 NMLS#856797 Apply here: Register (my1003app.com) https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/1603755923554-NZIB8WPAQ11OR0LGIYOD/equal-housing-opportunity+1.png Apply Now https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/85275a0a-af30-4a58-afbb-6a7140fedfa9/Black+and+White+Pattern+Photo+Profile+Instagram+Post+%281%29.png Apply Now - Logan Johnson (209) 681-7449 Mortgage Loan Originator NMLS#2521687 Apply here: https://1569114.my1003app.com/2521687/register?time=1704934818840 https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/284f481f-e973-4015-975a-0048fba5e6d1/Copy+of+Black+and+White+Pattern+Photo+Profile+Instagram+Post.png Apply Now - Claudia Escalante (714) 319-6773 Mortgage Loan Originator NMLS#632377 Apply here: https://1569114.my1003app.com/632377/register?time=1704935912660 Habla Espanol https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/f96d876d-517a-4d11-81d3-2cce6f0f8f51/Josie+Estrada+%281%29.png Apply Now - Alexis Andrade (209) 560-6040 Mortgage Loan Originator NMLS#2553405 Apply here: Register (my1003app.com) Habla Espanol https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/f4e85997-475e-4948-b79c-44597528b951/Josie+Estrada+%282%29.png Apply Now - Christine Foreman (209) 531-5330 Mortgage Loan Originator NMLS#259150 Apply here: Register (my1003app.com) https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/d9fa6d35-b550-4f38-bacb-b8dd21d39094/Mauve+Dark+Professional+Twitter+Profile+Picture.png Apply Now - Pam Stair (925) 200-5868 Mortgage Loan Originator NMLS#256580 Apply here: Register (my1003app.com) https://www.sjmorganple.com/about-1 daily 0.75 2023-09-19 https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/22857429-b451-47a2-b3d6-0ebfb7414bb9/Untitled+design+%2849%29.png About - WHAT WE DO The SJ Morgan Private Lending Exchange is a company that matches borrowers who are seeking funds to purchase or refinance commercial or residential properties with private investors and lending companies that best suit the borrower’s needs. WHY WE DO IT At SJ Morgan Private Lending Exchange, our vision is to be the leading provider of mortgage solutions, empowering individuals and businesses to achieve their goals and dreams. Guided by our core values of helpfulness, creativity, saying "yes" before "no," integrity, efficiency, and growth, we strive to redefine the lending industry and positively impact the lives of our customers. Helpfulness: We are committed to being a trusted partner for our borrowers, providing them with personalized guidance and support throughout their financial journey. We listen attentively to their needs, offer tailored solutions, and go above and beyond to ensure their success. Creativity: We foster a culture of out-of-the-box thinking, constantly exploring new ways to meet the diverse financial needs of our customers. By embracing creativity, we develop and source flexible loan products and services that adapt to the ever-changing market dynamics. Yes Before No: We adopt a customer-centric approach, always seeking solutions and opportunities to say "yes" to loan requests. We understand that each borrower has unique circumstances, and we strive to find ways to support them, even in challenging situations. Integrity: We uphold the highest ethical standards in all our interactions, building trust through transparency, honesty, and fairness. We ensure that our loan terms are clear and understandable, and we treat all customers with respect and dignity. Efficiency: We are dedicated to delivering a seamless and efficient lending experience. Through streamlined processes and the effective use of technology, we strive to provide quick loan approvals, and hassle-free transactions, saving our customers time and effort. Growth: We are committed to the sustainable growth of our company and employees, enabling us to better serve our customers and expand our impact. We continuously invest in our team's professional development, embrace emerging technologies, and explore new market opportunities to drive long-term success. With our values as our guiding principles, we envision a future where individuals have access to fair and affordable financing options, empowering them to achieve their financial aspirations. Together, we are shaping a lending landscape that is customer-centric, innovative, and dedicated to their success. https://www.sjmorganple.com/contact-3 daily 0.75 2022-02-10 https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/74eb64af-f3f0-4a36-b983-61b502ef2aa3/Untitled+%2811+%C3%97+8.5+in%29+%281%29.png Contact Us - Contact us. processing@sjmorganple.com (209) 576-0131 1110 Tully Road, Ste B Modesto, CA 95350 Facebook Instagram https://www.sjmorganple.com/contact-1 daily 0.75 2023-09-19 https://www.sjmorganple.com/apply-now-1 daily 0.75 2024-04-23 https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/87a008ac-862f-424e-90db-df0c2c368909/Untitled+%282+%C3%97+3+in%29.jpg Apply Now (Copy) - Sonya Morgan (209) 518-9527 Broker/Owner BRE#01258854 NMLS#856797 Apply here: Register (my1003app.com) https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/1603755923554-NZIB8WPAQ11OR0LGIYOD/equal-housing-opportunity+1.png Apply Now (Copy) https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/ef658c7e-51d2-4de8-917b-95bb15db073a/Untitled+design+%2858%29.png Apply Now (Copy) - Jesse Santana Tobias Keene, D.D.S. Hailing from Richmond, Virginia, Dr. Tobias Keene brings a bit of unabashed Southern hospitality to all his patients. He moved to Washington, D.C. over thirty years ago as a freshman at Ivy College. Right after graduation, he attended World University’s School of Dentistry. Before opening Keene Dental in 1994, he worked for free clinics and some of the finest practices in the District. He is part of the 123 Dental Association and stays up-to-date on the latest dental discoveries. When not striving to keep his patients happy and healthy, he’s enjoys hiking with his family in Rock Creek Park. https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/d1ff480f-cfc9-4844-b1b8-d20e1779fe3a/Josie+Estrada.png Apply Now (Copy) - Josie Estrada (209) 403-3403 Mortgage Loan Originator NMLS#864685 Apply here: Register (my1003app.com) Habla Espanol https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/85275a0a-af30-4a58-afbb-6a7140fedfa9/Black+and+White+Pattern+Photo+Profile+Instagram+Post+%281%29.png Apply Now (Copy) - Logan Johnson (209) 681-7449 Mortgage Loan Originator NMLS#2521687 Apply here: https://1569114.my1003app.com/2521687/register?time=1704934818840 https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/284f481f-e973-4015-975a-0048fba5e6d1/Copy+of+Black+and+White+Pattern+Photo+Profile+Instagram+Post.png Apply Now (Copy) - Claudia Escalante (714) 319-6773 Mortgage Loan Originator NMLS#632377 Apply here: https://1569114.my1003app.com/632377/register?time=1704935912660 Habla Espanol https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/ae0e6144-d6e3-4a8d-9604-1fb019aeacf6/Untitled+design+%2856%29.png Apply Now (Copy) - Emily Ryslinge (209) 609-0461 Mortgage Loan Originator NMLS#2387297 DRE#01494493 Apply here: Register (my1003app.com) https://images.squarespace-cdn.com/content/v1/5f93523708b6413bf287d68b/f96d876d-517a-4d11-81d3-2cce6f0f8f51/Josie+Estrada+%281%29.png Apply Now (Copy) - Alexis Andrade (209) 560-6040 Mortgage Loan Originator NMLS#2553405 Apply here: Register (my1003app.com)